Save on insurance in New Jersey
New Jersey has among the highest auto insurance rates in the country. Compare NJ carriers to find real savings.
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New Jersey ranks among the top 5 most expensive states for auto insurance, with average premiums of $1,920/year. The state's required PIP (personal injury protection) coverage, high population density, and traffic congestion all contribute to elevated rates.
Home insurance in NJ averages $1,410/year, influenced by coastal storm exposure, property values, and proximity to flood zones. Shore communities pay significantly more than inland areas.
NJM Insurance is a strong regional carrier that often beats national competitors on pricing in New Jersey. Our comparison tool includes NJM alongside Allstate, State Farm, Plymouth Rock, and 25+ other carriers.
Top carriers in New Jersey
Minimum coverage: 15/30/5 liability + PIP required
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